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A couple of weeks ago Chase lowered the sign up bonus for the Chase Sapphire Cards to 40,000 Bonus points from 50,000 for the Preferred card and also added a MasterCard version of the cards to their line up. The addition of the MasterCard is a great move for Chase as they realize that people want to carry various brands of cards. Those of you who know me know that for many years I have preached that everyone should carry a Visa, a MasterCard and an American Express to take advantage of the various promotions and benefits that are run by loyalty programs and the credit card issuers for using the respective credit card brand. Even with the lower sign up bonus the Chase Sapphire Preferred card stands out as one of the better cards in the U.S. market. Here are the details on all four versions of the Sapphire cards:

Chase Sapphire PreferredSM
Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that’s $500 toward travel rewards!
2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
No foreign transaction fees
Receive a 7% annual dividend on all new points earned – even on points already redeemed
1:1 point transfer to participating frequent travel programs
Direct access to expert service advisors anytime
No Annual Fee for your first year – A $95 value
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Chase SapphireSM
Earn 10,000 bonus points after you spend $500 in the first 3 months – that’s $100 toward travel!
2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
Points never expire and there are no limits on how many points you can earn
Redeem points for travel, gift cards, merchandise, cash back and more
Direct access to expert service advisors anytime
No annual fee!
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Apply Now: SapphireSM MasterCardInvalid request error occurred.

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